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    Jumbo Certificates

    Low $25,000 minimum to earn high jumbo rates.

    OPEN NOW

    At a Glance

    Earn a better rate for balances $25,000 and above. Compare with higher minimum jumbos elsewhere.

    Benefits

    Terms 3 to 60 months - dividends are compounded daily and credited monthly.
    Multiple dividend payment options - leave your dividends in your account or transfer them.
    Automatic renewal - nothing you need to do when your Certificate renews to keep the same term.
    As High As
    4.00% APY

    MINIMUM TO OPEN

    $25,000

    MINIMUM TO EARN

    $25,000

    MONTHLY FEES

    $0.00

    AVAILABLE TERMS

    3 to 60 months

    Jumbo Certificate Rates

    Minimum balance of $25,000 to open. Minimum daily balance of $25,000 to earn APY¹

    Term

    Dividend Rate

    APY¹
    60 Months 3.44% 3.50%
    48 Months 3.44% 3.50%
    36 Months 3.20% 3.25%
    24 Months 3.20% 3.25%
    18 Months 3.44% 3.50%
    12 Months 3.44% 3.50%
    9 Months 3.68% 3.75%
    6 Months 3.68% 3.75%
    3 Months 3.92% 4.00%
    Rates are effective

    Early Closing Penalties for Certificates

    LengthPenalty
    3-11 months60 days' dividend
    12-35 months90 days' dividend
    36-60 months180 days' dividend

    The same penalties apply on amounts prematurely withdrawn from a Certificate. Jump-Up Certificate early withdrawal penalties will be calculated at the rate being earned at the time of withdrawal.

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    853 Donald Lynch Boulevard
    PO Box 9130
    Marlborough, MA 01752-9130

    ABA Routing Number: 211391825
    NMLS# 466914

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    Federally insured by NCUA

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    Digital Federal Credit Union and First Technology Federal Credit Union have merged to form a single credit union named First Technology Federal Credit Union. As we work to combine operations, we are operating as two divisions named: Digital Federal Credit Union (DCU) and First Tech Federal Credit Union (First Tech). Learn more.