Benefits of a DCU Membership
Learn more about our commitment to help members achieve financial wellness.
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Primary Savings Account
Kick-start your goals with 5.00% APY.
Our Primary Savings account pays one of the best savings rates you can find. You could earn $50 per year just for maintaining a $1,000 balance. (See disclosures)
Benefits
Financial growth the way you want it.
- Earn 5.00% APY – on balances up to $1,000.
- Start your savings journey instantly – with just $5 minimum to open.
- Goals-Based Banking – through innovative tools and technology, you’ll benefit from personalized strategies that help make every dollar count.
Primary Savings
Minimum To Earn
$0.00On Balances Up To
$1,000.00Minimum To Open
$5.00Monthly Fee
$0.00Savings Account Calculator
Now is the best time to start saving for the future.
- How much could I save over time?
- What savings amount should I start with?
- How much do I need to save for college?
Contact Us
We’d love to hear from you!
Whether you have questions, feedback, or something else you’d like to share, we’re here to listen.
Because at DCU, people come first.
Why it pays to save with DCU
Primary Savings
| Minimum Daily Balance to earn | Dividend Rate |
APY1 |
|---|---|---|
| On remaining balance | 0.05% | 5.00% - 0.05% |
| Up to and including the first $1,000.00 | 4.89% | 5.00% |
Rates are effective
¹APY = Annual Percentage Yield. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Fees may reduce earnings on the account. One Primary Savings account per person and business, additional memberships receive one savings account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges , for important information and disclosures.
Membership Eligibility
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
You’re an owner, not a number.
DCU is a not-for-profit, member-owned credit union that puts you first. And unlike banks, we don’t answer to the needs of stockholders.
Community Involvement
DCU takes pride in sponsoring and participating in charitable, educational, and other community events – from providing college scholarships to supporting local non-profits.
Better rates and lower fees.
As a credit union, DCU returns its profits to members by keeping fees to a minimum, loan rates low, and offering higher-than-average interest rates on savings.
Financial Education
From childhood through adulthood, DCU has the tools and resources members need to better manage their finances.
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853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
