DCU Routing Number: 211391825
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Access Loans
Finance specialty equipment and home improvements that assist someone with a disability.
At a Glance
An Access Loan from DCU can be used for any product, device, or building modification designed to assist someone with a disability. The borrower does not need to be the beneficiary of the purchase.
Benefits
- Powered non-vehicles – scooters, power wheelchairs, stair-climbing chairs, all-terrain wheelchairs.
- Manual transportation – standard wheelchairs, sport wheelchairs, and specialized hand cycles.
- Adaptive equipment – air tube systems, voice systems, educational and rehabilitation systems.
- Durable medical equipment – slings for lifting patients, breathing systems, and/or specialized beds.
- Rehabilitative equipment – motorized equipment that exercises muscles and limbs.
- Accessible building modifications – modifications to allow accessibility for individuals with disabilities.
ACCESS LOAN
AS LOW AS
Finance specialty equipment and home improvements that assist someone with a disability.
APPLY NOWNO PAYMENTS FOR
60 DAYSTAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
MEMBERSHIP LEVEL DISCOUNTS
0.50%Included for Plus and Relationship members with electronic payments
MAXIMUM TERM
72 MONTHSMembership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Access Loan Rates
Qualified members may obtain Access Loans, for 100% of the purchase amount, from $1,000 to $25,000 and with terms up to 72 months.
| Terms | APR¹ | EMP² Per $1,000 |
|---|---|---|
| Up to 36 Months | 10.85% | $32.67 |
| Up to 48 Months | 11.10% | $25.89 |
| Up to 60 Months | 11.35% | $21.92 |
| Up to 72 Months | 12.60% | $19.86 |
¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Credit and collateral are subject to approval.
²EMP = Estimated Monthly Payment
Plan for Your Loan
Choose from our easy to use calculators to help you manage your loan.
- How much can I afford to borrow?
- How long will it take to pay off my loan?
- How much will my loan payments be?
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853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
