Free Business Checking

¹ Business Earn More is a sweep feature, which means that eligible balances up to the Maximum Program Deposit Amount (currently $2,750,000.00) will be automatically swept to FDIC and/or NCUA-insured accounts held at participating Receiving Financial Institutions. Balances that exceed the Maximum Program Deposit Amount will remain in the Business Checking Account at DCU.   You will still have access to your Free Business Checking account funds. The Business Earn More feature is only available for one Free Business Checking account per membership. The Maximum Program Deposit Amount and Receiving Financial Institutions may be changed at any time. To review the list of the current Receiving Financial Institutions and the current Maximum Program Deposit Amount, visit https://www.dcu.org/bank/business-services/free-business-checking.html

²APY = Annual Percentage Yield. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Interest and/or dividends begin to accrue no later than the “day of deposit” (as this term is defined in DCU’s Business Account Agreement). The same Interest (Dividend) Rate and APY apply to the entire account balance (including funds that remain in the Business Checking Account). Fees or other conditions may reduce earnings.

This DCU Business Earn More feature Rate Sheet is incorporated into the Business Earn More Terms and Conditions. Please refer to DCU's Business Account Agreement, and Schedule of Fees and Service Charges, for important information and disclosures regarding your Free Business Checking account and to DCU's Business Earn More Feature Terms and Conditions for additional terms and conditions on the Business Earn More feature.

For a complete listing of all of DCU’s fees and service charges, please see the Schedule of Fees and Service Charges.