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DCU Routing Number: 211391825

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    All terrain vehicle in woods

    Recreational Vehicle Loans

    Financing fun times for you and your family

    APPLY NOW

    At a Glance - Large RVs

    Borrow for larger recreational vehicles, such as motor homes, travel trailers, or camping trailers and the same low rates for new and used.

    Benefits

    New or used – With same low fixed rates.
    Finance up to 125% LTV (loan-to-value) – Subject to DCU's underwriting criteria.
    For purchases and refinancing – Have an existing loan elsewhere? Move it here and save.
    Terms up to 15 years on new RVs – That helps keep payments affordable on larger purchases.
    Interest may be tax deductible – RVs with a bathroom, kitchen, and sleeping area are considered a home under IRS rules. Interest on loans to finance them may be deductible on your federal taxes. Contact the IRS for details.
    AS LOW AS
    9.99% APR

    INCLUDED DISCOUNT

    0.50% for Plus and Relationship members

    Large Recreational Vehicle Loan Rates

    Get up to 125% LTV (loan-to-value), subject to DCU's underwriting criteria.

    Terms APR¹ EMP² Per $1,000
    Up to 60 Months 9.99% $21.24 - (Minimum Loan Amount $5,000)
    Up to 72 Months 10.49% $18.77 - (Minimum Loan Amount $15,000)
    Up to 84 Months 10.99% $17.12 - (Minimum Loan Amount $15,000)
    Up to 120 Months 11.49% $14.05 - (Minimum Loan Amount $25,000)
    Up to 180 Months 11.49% $11.68 - (Minimum Loan Amount $50,000)
    Rates are effective

    ¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ.  Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Collateral subject to review, DCU does not finance vehicles that are or have been a “Lemon Law Buyback” and/or “Salvage” title vehicle.

    ²EMP = Estimated Monthly Payment

    At a Glance - Small RVs

    Financing for lots of great motorized toys, such as personal watercraft, snowmobiles, all terrain vehicles, scooters, or mopeds.

    Benefits

    New or used – With same low fixed rates.
    Finance up to 125% LTV (loan-to-value) – Subject to DCU's underwriting criteria.
    For purchases and refinancing – Have an existing loan elsewhere? Move it here and save.
    Terms up to 60 months – That helps keep payments affordable on larger purchases.
    AS LOW AS
    10.85% APR
    RATING
    4.5 4.5 / 5 stars

    INCLUDED DISCOUNT

    0.50% for Plus and Relationship members

    Small Recreational Vehicle Loan Rates

    Get up to 125% LTV (loan-to-value), subject to DCU's underwriting criteria.

    Terms APR¹ EMP² Per $1,000
    Up to 36 Months 10.85% $32.67
    Up to 48 Months 11.10% $25.89
    Up to 60 Months 11.35% $21.92
    Rates are effective

    ¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ.  Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Collateral subject to review, DCU does not finance vehicles that are or have been a “Lemon Law Buyback” and/or “Salvage” title vehicle.

    ²EMP = Estimated Monthly Payment

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    853 Donald Lynch Boulevard
    PO Box 9130
    Marlborough, MA 01752-9130

    ABA Routing Number: 211391825
    NMLS# 466914

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