
Motorcycle Loans
Finance or refinance your new or used street or off-road bikes.
At a Glance
New or used motorcycles at the same low rates. Motorcycle dealers and most institutions often charge you more for used.
INCLUDED DISCOUNT
0.50% for Plus and Relationship membersStreet Motorcycle Loan Rates
Get up to 125% LTV (loan-to-value), subject to DCU's underwriting criteria.
Terms | APR¹ | EMP² Per $1,000 |
---|---|---|
Up to 36 Months | 7.25% | $30.99 |
Up to 48 Months | 7.50% | $24.18 |
Up to 60 Months | 8.00% | $20.28 |
¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Collateral subject to review, DCU does not finance vehicles that are or have been a “Lemon Law Buyback” and/or “Salvage” title vehicle.
²EMP = Estimated Monthly Payment
Off-Road Motorcycle Loan Rates
Get up to 125% LTV (loan-to-value), subject to DCU's underwriting criteria.
Terms | APR¹ | EMP² Per $1,000 |
---|---|---|
Up to 36 Months | 10.85% | $32.67 |
Up to 48 Months | 11.10% | $25.89 |
Up to 60 Months | 11.35% | $21.92 |
¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Collateral subject to review, DCU does not finance vehicles that are or have been a “Lemon Law Buyback” and/or “Salvage” title vehicle.
²EMP = Estimated Monthly Payment
Plan for Your Motorcycle Loan
Choose from our easy to use calculators to help you manage your motorcycle loan.
- How much vehicle can I afford?
- How much will my loan payment be?
- Should I pay off my loan early?
How much vehicle can I afford?
This calculator is the property of CalcXML and is licensed for use on dcu.org. It is provided as a self-help tool for your independent use. The results shown are based on information and assumptions provided by you regarding your goals and financial situation. Applicability or accuracy regarding your circumstances is not guaranteed. All sample ranges and default figures provided within calculator fields do not reflect actual loan terms available or apply to your situation. These are hypothetical for illustrative purposes and are not intended to purport actual user-defined parameters. Calculation results do not indicate whether you qualify or assume you could qualify for the loan, product, or service. The calculations provided should not be construed as financial, legal, or tax advice. Consult a financial professional prior to relying on the results presented.
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