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DCU Routing Number: 211391825

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Smart Savings

Insuring your money up to $3 million. 
Now, that’s peace of mind.

FEATURED SAVINGS CONTENT

Are Credit Unions Safe for Your Savings?

The answer to “Are credit unions safe?” is a resounding “Yes.” Why? Learn how credit unions are protecting their members, here. Start saving with DCU, today!

SMART SAVINGS

AS HIGH AS
1.51% APY1

Your money is federally insured up to $3 million – with a rate that’s higher than the national average.2

OPEN NOW
Minimum to Earn
$0.00
MINIMUM TO OPEN
$0.00
Monthly Fee
$0.00

Membership Required

1.     Eligibility by Family Relationship to a Current DCU Member

Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).

2.     Eligibility by Company You Work for or Retired From

  • You currently work for or retired from a company in our list of participitating employers.
  • You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.

3.     Eligibility by Organization You Belong To

  • You currently belong to or join an organization whose members we serve.
  • You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.

4.     Eligibility by Community

You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.

How much could I save over time?

Whether you’re saving a lot or a little, get a clearer picture of how much you can save.

       
This calculator is the property of CalcXML and is licensed for use on dcu.org. It is provided as a self-help tool for your independent use. The results shown are based on information and assumptions provided by you regarding your goals and financial situation. Applicability or accuracy regarding your circumstances is not guaranteed. All sample ranges and default figures provided within calculator fields do not reflect actual loan terms available or apply to your situation. These are hypothetical for illustrative purposes and are not intended to purport actual user-defined parameters. Calculation results do not indicate whether you qualify or assume you could qualify for the loan, product, or service. The calculations provided should not be construed as financial, legal, or tax advice. Consult a financial professional prior to relying on the results presented.

Benefits of a DCU Membership

Learn more about our commitment to help members achieve financial wellness.

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Membership Eligibility

1.     Eligibility by Family Relationship to a Current DCU Member

Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).

2.     Eligibility by Company You Work for or Retired From

  • You currently work for or retired from a company in our list of participitating employers.

    You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.

3.     Eligibility by Organization You Belong To

  • You currently belong to or join an organization whose members we serve.

    You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.

4.     Eligibility by Community

You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.

You’re an owner, not a number.

DCU is a not-for-profit, member-owned credit union that puts you first. And unlike banks, we don’t answer to the needs of stockholders.

Community Involvement

DCU takes pride in sponsoring and participating in charitable, educational, and other community events – from providing college scholarships to supporting local non-profits.

Better rates and lower fees.

As a credit union, DCU returns its profits to members by keeping fees to a minimum, loan rates low, and offering higher-than-average interest rates on savings.

Financial Education

From childhood through adulthood, DCU has the tools and resources members need to better manage their finances.

2The national average annual percentage yield ("APY") for savings accounts is updated monthly, please refer to the Federal Deposit Insurance Corporation.