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DCU Routing Number: 211391825

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    Jump-Up Certificates

    If certificate rates rise, you can jump your rate, too!

    OPEN NOW

    At a Glance

    Jump the rate up to one time per term! You're covered when dividend rates go up or down. If rates for the Jump-Up Certificate go up after you open the account, you can jump up to the higher rate for the rest of the term. You decide when.

    Benefits

    Terms 15 or 27 months - dividends are compounded daily and credited monthly.
    Multiple dividend payment options - leave your dividends in your account or transfer them.
    Automatic renewal - nothing you need to do when your Certificate renews to keep the same term.
    AS HIGH AS
    4.00% APY

    MINIMUM TO OPEN

    $500 on regular certificate

    MINIMUM TO EARN

    $500 on regular certificate

    MONTHLY FEES

    $0.00

    AVAILABLE TERMS

    15 or 27 months

    Jump-Up Regular Certificate Rates

    Jump the rate up one time per term – you decide when | Minimum balance of $500.00 to open. Minimum daily balance of $500.00 to earn APY¹

    Term Dividend Rate APY¹
    27 Months 3.68% 3.75%
    15 Months 3.92% 4.00%
    Rates are effective

    ¹APY = Annual Percentage Yield. Rates are variable and may change at any time at DCU’s discretion. The rate will remain in effect for the term of the certificate once issued, unless you decide to jump up the rate once during the term of the certificate. Dividends compounded daily, credited monthly. A penalty may be imposed for early withdrawal. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.

    Jump-Up Jumbo Certificate Rates

    Jump the rate up one time per term – you decide when | Minimum balance of $25,000 to open. Minimum daily balance of $25,000 to earn APY¹

    Term Dividend Rate APY¹
    27 Months 3.92% 4.00%
    15 Months 4.16% 4.25%
    Rates are effective

    ¹APY = Annual Percentage Yield. Rates are variable and may change at any time at DCU’s discretion. The rate will remain in effect for the term of the certificate once issued, unless you decide to jump up the rate once during the term of the certificate. Dividends compounded daily, credited monthly. A penalty may be imposed for early withdrawal. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.

    Early Closing Penalties for Certificates

    LengthPenalty
    3-11 months60 days' dividend
    12-35 months90 days' dividend
    36-60 months180 days' dividend

    The same penalties apply on amounts prematurely withdrawn from a Certificate. Jump-Up Certificate early withdrawal penalties will be calculated at the rate being earned at the time of withdrawal.

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    853 Donald Lynch Boulevard
    PO Box 9130
    Marlborough, MA 01752-9130

    ABA Routing Number: 211391825
    NMLS# 466914

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    Federally insured by NCUA

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