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DCU Routing Number: 211391825

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UTMA Custodial Accounts

Custodial accounts set up by an adult on behalf of a minor.

At a Glance

The UTMA Account is established for a child who is still a minor. A Custodian of legal age may set up a UTMA Account as an irrevocable gift to a minor. UTMA Accounts are also known as Custodial Accounts.


Build a child’s future - children can’t access these funds until they become a legal adult.
A DCU Savings or Checking Account - may be used for a UTMA account.
Membership Eligibility Requirements - apply to the Custodian or the Minor
A UTMA Account is opened using the minor's social security number.
Only the Custodian may transact business on the account and only for the benefit of the minor. The Internal Revenue Service (IRS) may require proof of this.

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