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DCU Routing Number: 211391825

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    Signature Personal Loans

    Pay off credit cards or invest in home improvements with our traditional personal loan.

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    At a Glance

    Traditional personal loan – cash for any purpose.

    Benefits

    Terms up to 60 months - keeping your payments affordable on larger loan amounts.
    Competitive fixed rates - your rate and payment remain the same for the life of your loan.
    Save on your loan rate - with Plus or Relationship Checking benefits and make payments electronically.
    AS LOW AS
    11.99% APR

    MAXIMUM TERM

    60 months

    INCLUDED DISCOUNT

    0.50% for Plus and Relationship members

    Traditional Signature Loans

    Use for large purchases or to consolidate debt.

    Terms APR¹ EMP² Per $1,000
    Up to 60 Months 11.99% $22.24
    Rates are effective

    ¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ.  Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Credit and collateral are subject to approval.

    ²EMP = Estimated Monthly Payment

    *In response to the COVID-19 outbreak and as part of the DCU Cares Program, for Loans opened after 3/25/2020, and until further notice, DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.

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    *DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.

    853 Donald Lynch Boulevard
    PO Box 9130
    Marlborough, MA 01752-9130

    ABA Routing Number: 211391825
    NMLS# 466914

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