Benefits
For new or used vehicles -
with the same low rates.
Mobility Vehicle Loans
Finance mobility freedom with loans for accessible vehicles or to make modifications.
At a Glance
For vehicles with equipment or modifications to assist people with disabilities.
9.24%
APR
INCLUDED DISCOUNT
0.50% for Plus and Relationship membersMobility Vehicle Loan Rates
Rates listed for new or used vehicles and vehicle modifications to aid people with disabilities. Get up to 125% LTV (loan-to-value), subject to DCU's underwriting criteria.
| Terms | APR¹ | EMP² Per $1,000 |
|---|---|---|
| Up to 36 Months | 9.24% | $31.91 |
| Up to 48 Months | 9.24% | $25.00 |
| Up to 65 Months | 9.24% | $19.61 |
| Up to 72 Months | 10.24% | $18.65 |
| Up to 84 Months | 11.74% | $17.51 |
| Up to 120 Months | 11.74% | $14.20 |
Rates are effective April 21, 2025
¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Collateral subject to review, DCU does not finance vehicles that are or have been a “Lemon Law Buyback” and/or “Salvage” title vehicle.
²EMP = Estimated Monthly Payment
Plan for Your Mobility Vehicle Loan
Choose from our easy to use calculators to help you manage loan.
- How much vehicle can I afford?
- How much will my loan payment be?
How much vehicle can I afford?
This calculator is the property of CalcXML and is licensed for use on dcu.org. It is provided as a self-help tool for your independent use. The results shown are based on information and assumptions provided by you regarding your goals and financial situation. Applicability or accuracy regarding your circumstances is not guaranteed. All sample ranges and default figures provided within calculator fields do not reflect actual loan terms available or apply to your situation. These are hypothetical for illustrative purposes and are not intended to purport actual user-defined parameters. Calculation results do not indicate whether you qualify or assume you could qualify for the loan, product, or service. The calculations provided should not be construed as financial, legal, or tax advice. Consult a financial professional prior to relying on the results presented.
You May Also Be Interested In
Primary Savings
As High As
5.50%
APY
On Balances Up to and including $1,000.
Free Checking
With Earn More - As High As
0.20%
APY
On Balances Up to and Including $1,000 with earn more activated.
Auto Refinance
As Low As
4.99%
APR
Rate is subject to change after consummation.
Personal Loans
As Low As
11.99%
APR
Rate is subject to change after consummation.
