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Primary Savings Account

Competitive dividends that help you save for tomorrow's goals (big or small).

At a Glance

We’re committed to helping our Members save. That’s why our Primary Savings Account is designed to help you save by paying one of the highest rates in the country.

Benefits

There’s no catch – no monthly fee, and nothing else to open.
$5 minimum deposit to open – after that, you’ll start earning immediately.
Goals-Based Banking – through innovative tools and technology, you will benefit from personalized strategies and flexible savings options that help you make every dollar count.
As High As
5.50% APY

On Balances Up To

$1,000.00

MINIMUM TO OPEN

$5.00

MINIMUM TO EARN

$0.00

MONTHLY FEE

$0.00
     

Primary Savings

Minimum Daily Balance to earn Dividend Rate APY¹
On remaining balance 0.05% 5.50% - 0.05%
Up to and including the first $1,000.00 5.37% 5.50%
Rates are effective April 15, 2025

¹APY = Annual Percentage Yield. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Fees may reduce earnings on the account. One Primary Savings account per person, additional memberships receive one savings account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges , for important information and disclosures.

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