DCU Routing Number: 211391825
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Certificate Accounts
Earn a better return with a low minimum balance.
Offerings
DCU offers a variety of choices and resources to help you find a savings certificate that is best suited for you..
REGULAR CERTIFICATE
Earn a better return with a low minimum balance.
AS HIGH AS
MINIMUM TO OPEN
MINIMUM TO EARN
MONTHLY FEE
AVAILABLE TERMS
JUMBO CERTIFICATE
Earn a better rate for balances $25,000 and above.
AS HIGH AS
MINIMUM TO OPEN
MINIMUM TO EARN
MONTHLY FEE
AVAILABLE TERMS
JUMP-UP CERTIFICATE
Jump your rate once per term when rates go up – you decide when.
AS HIGH AS
MINIMUM TO OPEN
MINIMUM TO EARN
MONTHLY FEES
AVAILABLE TERMS
QUICKSTART CERTIFICATE
Lower minimum balance for members under age 23.
AS HIGH AS
MINIMUM TO OPEN
MINIMUM TO EARN
MONTHLY FEE
AVAILABLE TERMS
Offerings
DCU offers a variety of choices and resources to help you find a savings certificate that is best suited for you.
Regular Certificate
Minimum To Open
$500Minimum To Earn
$500.00Monthly Fee
$0.00Available Terms
3 to 60 MonthsMembership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
JUMBO CERTIFICATE
Minimum To Open
$25,000Minimum To Earn
$25,000.00Monthly Fee
$0.00Available Terms
3 to 60 MonthsMembership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Jump Up Certificate
Minimum To Open
$500Minimum To Earn
$500.00Monthly Fee
$0.00Available Terms
15 or 27 MonthsMembership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
QUICKSTART CERTIFICATE
Minimum To Open
$100Minimum To Earn
$100.00Monthly Fee
$0.00Available Terms
3 to 60 MonthsMembership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Plan for Your Certificate
Choose from our easy to use calculators to help you manage your certificates and savings goals.
- How much will my certificate be worth at maturity?
- How much could I save over time?
- What savings amount should I start with?
- How much do I need to save for college?
Resources
Materials and resources to help you save for tomorrow’s goals.
DCU Certificate Guide
Laddering vs. short-term investing. Learn the differences and how to maximize certificate dividends.
DCU Education Center
Get started today in preparing for your financial future by visiting DCU’s Education Center.
Financing for College
It’s never too early or too late to start planning for your children’s education after high school.
853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
