DCU Routing Number: 211391825
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Fixed-Rate Home Equity Loans
Your home’s equity could provide a cost-effective way to fund everything from unexpected expenses to your dream kitchen.
Use this calculator to estimate your borrowing capacity using a Home Equity Loan.
Utilize your home’s equity to pay off high-interest debt or fund just about anything.
Get Started1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
3. Eligibility by Organization You Belong To
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Compare which fixed-rate home equity loan is right for you.
We’d love to hear from you!
Whether you have questions, feedback, or something else you’d like to share, we’re here to listen.
Because at DCU, people come first.
The advertised rates are the lowest available rates based on the loan assumptions noted below. They are for primary residences with a combined loan-to-value (CLTV) of up to 90% of the home’s market value and for loans in 2nd lien position only.
Terms | Rate | APR¹ | EMP² per $1,000 |
---|---|---|---|
Up to 15 Years | 8.490% | 8.747% | $9.84 |
Up to 20 Years | 8.740% | 8.952% | $8.83 |
¹APR = Annual Percentage Rates and interest rates are based on our current pricing and are subject to change any time without notice. Rates are determined by creditworthiness, combined loan-to value (CLTV), loan term, occupancy status, property type, property location and lien position so your rate could be higher. Advertised rates are based on a set of loan assumptions (a credit score of 760 or higher, CLTV of 90% or less of the home’s market value, a loan term as displayed above, an owner-occupied, single-family residence in second lien position located in Massachusetts). Property and flood insurance (where applicable) may be required for the life of the loan. Additional loan programs are available. All loans are subject to approval, other conditions may apply.
²EMP = Estimated Monthly Payment is for principal and interest per $1,000 borrowed. Payment examples do not include taxes or insurance premiums, payment obligation will be higher.
On Balances Up to and including $1,000.
On Balances Up to and Including $1,000 with earn more activated.
Rate is subject to change after consummation.
Rate is subject to change after consummation.