Student Lending Solutions
Fill financing gaps or refinance existing student loans into one payment.
Reach Your Higher Education Goal
VARIABLE RATE STUDENT LOANS
Maximum Amount Undergraduate
Maximum Amount Graduate
Repayment Terms
Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participitating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
FIXED RATE STUDENT LOANS
Maximum Amount Undergraduate
Maximum Amount Graduate
Repayment Terms
Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participitating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
VARIABLE RATE STUDENT REFINANCE LOANS
MAXIMUM AMOUNT
Repayment Terms
Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participitating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
FIXED RATE STUDENT REFINANCE LOANS
MAXIMUM AMOUNT
Repayment Terms
Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participitating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Plan Your Future
How much will it cost to go to college?
- How much will my student loan payments be?
- How long will it take to pay off my student loan?
- How soon can I eliminate my student loan debt?
- How much should I save for college?
How much will my student loan payments be?
This calculator is the property of CalcXML and is licensed for use on dcu.org. It is provided as a self-help tool for your independent use. The results shown are based on information and assumptions provided by you regarding your goals and financial situation. Applicability or accuracy regarding your circumstances is not guaranteed. All sample ranges and default figures provided within calculator fields do not reflect actual loan terms available or apply to your situation. These are hypothetical for illustrative purposes and are not intended to purport actual user-defined parameters. Calculation results do not indicate whether you qualify or assume you could qualify for the loan, product, or service. The calculations provided should not be construed as financial, legal, or tax advice. Consult a financial professional prior to relying on the results presented.
Resources
Know before you go - materials and resources to help you plan for college.
Student Lending Videos
Gain insights into the student loan application process, various loan options, and the specifics of the FAFSA – so you can navigate the world of financial aid with confidence.
Completing the FAFSA
FAFSA stands for Free Application for Federal Student Aid. It allows students to request federal grants, work-study, and student loans in one simple application. Learn about the 10 sections within the FAFSA and gain a better understanding on how to complete it.
Comparing your student loan options
There are two main options when it comes to your student loans – federal and private. Learn about which specific options are available in this short video.
What to know about the financial aid timeline
You might be surprised to learn that student loan and financial aid research should began as early as junior year in high school. This video will help you learn what four things can help you stay on top of the financial aid timeline.
Understanding the application process
When it comes to your student loan application, it’s best to start as soon as you get your award letter. This video will help you learn about certain application requirements and what steps to take when applying.
Completing FAFSA
Student Loan Options
Financial Aid Timeline
Application Process
College Planning Guide
With college costs rising, it’s important plan in advance. We can help.
iGrad - Modern Financial Literacy
Make an informed decision about your college financing options with our modern financial education tools.
College Access Counselor
Need help completing your FAFSA? Unsure of how to interpret your award letter? Overwhelmed by the financial aid lingo?
